GHB offers long-term loan interest rates at MRR, MLR and MOR, announced at November 15, 2012
MRRMinimum Retail Rate 7.125%
MLRMinimum Loan Rate 7.125%
MORMinimum Overdraft Rate 7.625%
1. Floating interest rate for general customers *
MRR
2. Interest rate for customers who borrow funds for construction, renovation or refinancing loans from other financial institutions
MRR
Special floating rate
- 1st yearMRR-2.00
- 2nd yearMRR-2.00
- 3rd yearMRR-1.00
- 4th year until through the life of contractMRR-0.50
3. Interest rate for borrower purchasing homes and home related accessories.
MRR
4. Interest rate for borrowers purchasing homes and home-related accessories with a credit line.
MLR
5. Interest rate for fixed interest rate customers renewing loans
three years fixed interest rate
- 1st – 3rd year6.50
- 4th year through the life of contract depends on contract conditions
five years fixed interest rate
- 1st – 5rd year7.00
- 6 th year through the life of contract depends on contract conditions
6. Interest loan for existing customers who request to change interest rates
- 1st yearMRR-2.00
- 2nd yearMRR-2.00
- 3rd yearMRR-1.00
- 4th yearMRR-0.50
7. Interest rates for Sin K-ha project customers
8. Interest rate for customers of Government benefit programs under the Welfare State Loan for Housing Act B.E. 1992
Budget year of 1991
- Not over Bt200,000(MRR-1.25)/2
- Not over Bt1,000,000(MRR-0.75)/2
Budget year from 1994
- Not over Bt200,000(MRR-3.75) X 2/3+2.50
- Not over Bt1,000,000(MRR-3.25) X 2/3+2.50
Loans for building rental flats MLR
* including floating rate for general customers
1. Floating interest rate
MRR
2. Interest rate for customers with loans for construction, renovations and refinancing of other financial institutions loans
Types of special floating rates
- 1st yearMRR-2.00
- 2nd yearMRR-2.00
- 3rd year until through the life of contractMRR-1.00
3. Interest rates – loans for building homes and home related facilities and accessories.
MRR
4. Fixed interest rates for customers renewing fixed interest rate loans.
4.1 three years fixed interest rate
- 1st – 3rd year6.50
- 4th year through the life of contract depends on contract conditions
4.2 five years fixed interest rate
- 1st – 5th7.00
- 6th year through the life of contract depends on contract conditions
5. Interest rate for existing customers who request to change interest rates
Special floating rate
- 1st yearMRR-2.00
- 2nd yearMRR-2.00
- 3rd year through the life of contractMRR-1.00
1. Long term retail loans (for general customer)
- Loan amount
MRR-0.75
Not over Bt200,000
- Loan amount
MRR-0.25
Not over Bt3,000,000
- Loan amount
MRR
More than Bt3,000,000
2. Sin K-ha project loans
2.1 Fixed Sin K-ha project loans
- Loan amount
MRR-1.25
Not over Bt200,000
- Loan amount
MRR-0.75
Not over Bt3,000,000
- Loan amount
MRR-0.50
More than Bt3,000,000
2.2 Saving Sin K-ha project loans
- Loan amount
MRR-1.75
Not over Bt200,000
- Loan amount
MRR-1.25
Not over Bt500,000
3. Social welfare project loans (no deposit)
- Loan amount
MRR-1.75
Not over Bt200,000
- Loan amount
MRR-1.25
Not over Bt3,000,000
- จำนวนเงินให้กู้
MRR-1.00
More than Bt3,000,000
1. Bank default interest rate is 13.50%/year
2. All loan conditions depend on GH Bank’s rules and regulations
